Kansas Fraud Reporting

Definition of “Fraudulent Insurance Act”

Kan. Stat. 40-2,118a(a) provides the definition of “fraudulent insurance act”:
From and after July 1, 2011,

(a) For purposes of this act a "fraudulent insurance act" means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto.

Mandatory Fraud Reporting Statute(s)

Kan. Stat. 40-2,118a(b) is the mandatory reporting requirement: From and after July 1, 2011,

(b) An insurer that has knowledge or a good faith belief that a fraudulent insurance act is being or has been committed shall provide to the commissioner, on a form prescribed by the commissioner, any and all information and such additional information relating to such fraudulent insurance act as the commissioner may require.

(c) Any other person that has knowledge or a good faith belief that a fraudulent insurance act is being or has been committed may provide to the commissioner, on a form prescribed by the commissioner, any and all information and such additional information relating to such fraudulent insurance act as the commissioner may request.
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How to Report Fraud

For an insurance company reporting fraud, contact the Anti-Fraud Division to provide you with the appropriate information to submit a complaint. Call 785-296-3918 or send an e-mail to: antifraud@ksinsurance.org